Can You Use Venmo in Puerto Rico? Here’s What You Need to Know

By Steve Dez •  Updated: 02/04/24 •  11 min read

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Can you use Venmo in Puerto Rico? Yes, Venmo is available for use in Puerto Rico, however, its usage comes with certain conditions.

In terms of connecting to local banks like Banco Popular, there could be some limitations as Venmo primarily operates in the U.S.

Sending money abroad or conducting transactions with international merchants may also present hurdles due to Venmo’s limited global compatibility.

Moreover, if you are a Venmo user attempting to sign-in from outside the U.S., you may encounter issues.

The effective use of Venmo in Puerto Rico thus depends on a few important considerations that ensure successful transactions and hassle-free digital payments.


can you use venmo in puerto rico
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So, you’re in sunny Puerto Rico and you need to make a quick payment, you might be wondering “Can I use Venmo here?”. Well yes! Indeed, residents of Puerto Rico can use Venmo but only under certain conditions. For instance, users can connect their Venmo accounts with Banco Popular, one of the leading banks in Puerto Rico.

2. Limitations on Sending Money Abroad with PayPal or Venmo in Puerto Rico

I know how convenient it is to transfer money abroad via Venmo, but unfortunately this feature isn’t available for customers in Puerto Rico.

In other words, while transactions within the territory are possible, sending money abroad with PayPal or Venmo just isn’t an option for residents here.

3. Incompatibility with International Merchants in Puerto Rico

Venmo’s services in Puerto Rico, like anywhere else, don’t extend to international merchants even if you’re placing an online order from the U.S.. The payment app is primarily designed for domestic transactions within the US and its territories.

4. Sign-in Issues for Venmo Users Outside of the U.S.

All things considered; traveling abroad with your U.S.-based account? You might encounter some login issues. This is because Venmo is not supported outside of the U.S.. If you’re traveling outside of the US territories, including Puerto Rico, and try to sign into your account, you might receive an error message.

5. Conditions for Using Venmo in Puerto Rico

To use Venmo in Puerto Rico, there are a few conditions that have to be met: You must have a U.S.-based cell phone and a U.S. bank account. Venmo does not operate internationally and only supports transfers within the United States. So yes, you can use Venmo in Puerto Rico, but you must be physically present within the United States’ territories.

6. Important Considerations for Venmo Usage in Puerto Rico

Before you get ready to make your mobile payments in Puerto Rico, there are just a few things that need your attention! Much like any other banking or payment app, it’s essential to verify your bank manually when connecting with Venmo because “Plaid” isn’t available here. Also remember: international transactions aren’t happening with this app while you’re here!

can you use venmo in puerto rico


If you’re planning to explore the best day trips in Puerto Rico, knowing the available modes of payment can make your trip hassle-free. Many tourists wonder whether popular online payment services can be used on the island. Similar to Venmo, questions like can you use Uber in Puerto Rico or CashApp are also common among travelers exploring this tropical paradise.

The good news is, methods of digital payments are widely accepted across Puerto Rico’s many attractions such as renowned beach resorts, shopping centers and even during unique experiences like the best rum tour in Puerto Rico. This comes handy when trying out local cuisine at some of the best restaurants in Puerto Rico.

While preparing for your trip to Puerto Rico, it is crucial to understand more about its culture alongside practical information. Our comprehensive guide on why it is important to learn about Puerto Rico allows visitors a peek into its rich culture and history. Meanwhile, those embarking on longer journeys may want insights into their travel time , such as how long is a flight from Miami to Puerto Rica?

Whether you’re visiting for its music that we have detailed in our post about famous singers from Puerto Rico or perhaps interested in knowing more about other aspects like why is coqui important to Puerto Rico, our site covers it all!

My Personal Take about Can you use Venmo in Puerto Rico?

Hello there, my travel-loving amigo!

This question strikes a familiar chord for me too – can you use Venmo in Puerto Rico? Well, my wanderlusting friend, the truth is as inviting as a Caribbean sunset. Lesser known, yet alluring fact is that you absolutely can; after all Puerto Rico is an unincorporated territory of the United States.

By the way, exploring Ponce’s vibrant arts scene or indulging in San Juan’s luscious mofongo surely weighs heavier than payment concerns. Now that I think about it…here are some bullet points to consider:

  • Venmo actually works quite seamlessly on this idyllic island.
  • Puerto Rican culture and cuisines will steal your heart more than transaction hassles.


In any case, don’t let such minor worries tie down your wandering spirit; Venus shines rather bright over Rincon’s surfers’ paradise! You see, embracing life here goes beyond usual urban conveniences. To conclude with words of advice: always come prepared but never lose sight of those unforgettable moments–whether they’re offered by nature or bohemian cafes! So hey amigo…ready to touch down on this slice of paradise? It’s time to pack that excitement alongside your sunscreen and yes…your Venmo app – brilliant Puerto Rico awaits!

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Frequently Asked Questions about Can you use Venmo in Puerto Rico?

Before you go…

Takeaway 1:

Yes, you can use Venmo in Puerto Rico, but there are specific conditions. You need a U.S.-based cell phone and a U.S. bank account since Venmo only supports transfers within the United States. So, if you’re planning to use it while lounging in the beautiful beaches of Puerto Rico, make sure you have these requirements checked off.

Takeaway 2:

Connecting your Venmo account with Banco Popular is possible in Puerto Rico, but there’s a small catch. You’ll have to manually verify the bank instead of using “Plaid.” It’s not too complicated, but it’s good to be aware of this extra step if you want to smoothly transfer money around the island.

Takeaway 3:

While Venmo works within Puerto Rico and some other U.S. territories like US Virgin Islands and Guam, it doesn’t play well with international transactions or merchants. So, if you’re feeling adventurous and decide to order something online from outside the U.S., make sure to find an alternative payment method. Otherwise, you might end up frustrated with error messages popping up when trying to sign into your account from abroad.

In conclusion: Yes! Residents of Puerto Rico can use Venmo, but remember that it comes with specific conditions like having a U.S.-based bank account or cell phone number and being physically present in the United States territories. So pack your beach towel and enjoy using Venmo while basking under the sun on those stunning Puerto Rican shores!
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Steve Dez

Also known as Richport, is a Puerto Rican creator and writer. He grew up in the island and always had a passion for writing, he wrote his first play at the age of 12 and has been creating content ever since. He's now a well-known blogger and creative who writes posts, songs and poetry that showcase his love for his roots, blending traditional stories with modern themes always with some adobo and boricua flavors in the mix.